RMP stands for Risk Management Pool. It helps us manage the risks involved in processing payments, especially for higher-risk businesses. We charge an RMP fee to cover costs that do come up, like legal fees, bank fees, losses from fraud, or other unexpected expenses related to handling payments for riskier businesses. Think of it as a safety net to cover these expenses.
 

Does the RMP get returned to you? 
Yes, it works on a rolling 365-day hold. If we see that your business is long-term and shows lower risk, we might return the fee as an account credit you can use for future fees.
 

Will we ever remove the RMP? 
In many cases, yes, we do remove it if your business demonstrates stability and reduced risk over time.
 

Is RMP a reserve? 
No, it is not. Many banks and processors charge a reserve of 5% to 10% or more, but we do not charge reserves on eDebit accounts.