The following types of Merchants and/or Industries are prone to high levels of financial risk and liability. All types in red will automatically be denied a merchant account.

 

• Adult Videotext Merchants

• Age Verification Services

• Airlines

• All Adult Entertainment, sexually-oriented or pornographic merchants, including but not limited to: Adult telephone conversations; Internet sex/porn; Adult pictures & photos; Misc. adult entertainment (not elsewhere classified)

• Annual Billing with High Average Tickets

• Bankruptcy Lawyers/Firms

• Business Practices Promoting Racism, Violence, Abuse, Discrimination or Other Immoral Activity

• Cable box de-scramblers

• Cannabis/MMJ/CBD

• Check cashing services

• Collection Agencies

• Counterfeit items, including but not limited to: Currency; Coins: stamps: Counterfeiting equipment; Trademark infringement

• Credit Repair Services

• Cryptocurrencies

• Downloadable Software

• Drug Paraphernalia

• Escort or Dating Services

• Gambling Establishments

• Human Growth Hormones

• Illegal products/Activities of any Kind

• Intellectual Property Rights Violators

• Internet as Seen on TV Products

• Internet Perfume Stores

• Internet Pharmaceutical Sales

• Internet Tobacco Sales

• Internet/Mail-Order designer/imitation handbags

• Internet/Mail-Order watches

• Investment opportunities

• Knock off Athletic Shoes

• Kratom

• Long Distance Services

• Lottery Sales

• Male or Female Sexual Enhancement Supplements or Products

• Massage Parlors (unless licensed for physical therapy)

• Matrix Merchants

• Medical Advice

• Multi-level Marketing

• Negative Option Billing

• Outbound/Inbound Telemarketing

• Pre-paid legal advice/services

• Pre-Paid Phone Cards

• Pyramids/Ponzi Schemes

• Stolen property

• Sunglasses

• Time Share Sales

• Travel Agencies